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	<title>Comments on: THIS is the difference between Healthcare and Health Insurance</title>
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	<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/</link>
	<description>Ground zero for all things political in Delaware</description>
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		<title>By: liz</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77837</link>
		<dc:creator>liz</dc:creator>
		<pubDate>Wed, 19 Nov 2008 00:12:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77837</guid>
		<description>Senator Kennedy is back in the Senate and will work on health. Physicans for National Health Care and other national health care groups are urging all progressives and labor groups to contact your legislator and support HR 676! We don&#039;t need a new bill as the republicans are pushing. They want to tweak the original Richard Nixon plan  for profit health care system. 

Single payer would help fix the auto industry but unless there is enough support nationwide we will  never get real universal care!
 Or you can continue to purchase on your own, but companies are opting out. When you republicans talking about bailing out the auto industry notice they want them to declare bankruptcy. Under bankruptcy they will lay everyone off and rehire without health care or pensions.  Can&#039;t afford  to buy your own health care...too bad. do with out, its a dog eat dog world.

Of course here in Delaware we should be working on Markell but in reality he is also listening to the State Chamber and Delaware Policy Insitute...so good luck with that.</description>
		<content:encoded><![CDATA[<p>Senator Kennedy is back in the Senate and will work on health. Physicans for National Health Care and other national health care groups are urging all progressives and labor groups to contact your legislator and support HR 676! We don&#8217;t need a new bill as the republicans are pushing. They want to tweak the original Richard Nixon plan  for profit health care system. </p>
<p>Single payer would help fix the auto industry but unless there is enough support nationwide we will  never get real universal care!<br />
 Or you can continue to purchase on your own, but companies are opting out. When you republicans talking about bailing out the auto industry notice they want them to declare bankruptcy. Under bankruptcy they will lay everyone off and rehire without health care or pensions.  Can&#8217;t afford  to buy your own health care&#8230;too bad. do with out, its a dog eat dog world.</p>
<p>Of course here in Delaware we should be working on Markell but in reality he is also listening to the State Chamber and Delaware Policy Insitute&#8230;so good luck with that.</p>
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		<title>By: liz</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77623</link>
		<dc:creator>liz</dc:creator>
		<pubDate>Tue, 18 Nov 2008 00:11:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77623</guid>
		<description>Meant to say, in &quot;England&quot; the nurses and doctors are paid for directly by the government. Not so in the rest of Europe!</description>
		<content:encoded><![CDATA[<p>Meant to say, in &#8220;England&#8221; the nurses and doctors are paid for directly by the government. Not so in the rest of Europe!</p>
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		<title>By: liz</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77415</link>
		<dc:creator>liz</dc:creator>
		<pubDate>Sun, 16 Nov 2008 21:29:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77415</guid>
		<description>Another Mike. There is a big difference in England and the rest of Europe. In Europe all the nurses/doctors are paid salaries directly from the government. The rest of Europe is the system we propose...the doctors remain in private practice and you pick and choose all your health care providers.

In England there is a backlog for care because their system is truly government run. That is not the system we propose.</description>
		<content:encoded><![CDATA[<p>Another Mike. There is a big difference in England and the rest of Europe. In Europe all the nurses/doctors are paid salaries directly from the government. The rest of Europe is the system we propose&#8230;the doctors remain in private practice and you pick and choose all your health care providers.</p>
<p>In England there is a backlog for care because their system is truly government run. That is not the system we propose.</p>
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		<title>By: liz</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77411</link>
		<dc:creator>liz</dc:creator>
		<pubDate>Sun, 16 Nov 2008 21:19:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77411</guid>
		<description>TT: the health care bill put forth by Hilary was the single payer bill, and the republicans went ape! Single payer was put in place in Europe after WW2 when they were flat broke (kinda like where we are right now). They have had decades of preventative medicine.

Second europeans are truly a family value group of nations which is why they provide family leave when a new baby is born. A mother and father get 6wks off and the mother gets l year to nurture the child. Breastfeeding is a big healthy plus.  They also get 6 wks vacation to provide time with their families.

Europe is not a consumer driven society like the US. They are more frugal with their money and they save.  We have a lot to learn from them as we create a nation of change.

John Kowalko was just on Chan 28 a great supporter of single payer. He will do everything he can to push it. So will newly elected Earl Jacques.  We already have 18 members in the house supporting it..Earl will be 19. So its up to us to get others to sign on,  at the very least get the hearings we need.  Hope everyone here will help. As Kowalko just stated &quot;wind power&quot; was supported by 94% of Delaware and still was about to go dead! It has to be discussed on the air and everywhere we can to make sure we get the issue addressed.  Remember the State Chamber and the Public Policy Institute have 7 lobbyists to everyone of us.</description>
		<content:encoded><![CDATA[<p>TT: the health care bill put forth by Hilary was the single payer bill, and the republicans went ape! Single payer was put in place in Europe after WW2 when they were flat broke (kinda like where we are right now). They have had decades of preventative medicine.</p>
<p>Second europeans are truly a family value group of nations which is why they provide family leave when a new baby is born. A mother and father get 6wks off and the mother gets l year to nurture the child. Breastfeeding is a big healthy plus.  They also get 6 wks vacation to provide time with their families.</p>
<p>Europe is not a consumer driven society like the US. They are more frugal with their money and they save.  We have a lot to learn from them as we create a nation of change.</p>
<p>John Kowalko was just on Chan 28 a great supporter of single payer. He will do everything he can to push it. So will newly elected Earl Jacques.  We already have 18 members in the house supporting it..Earl will be 19. So its up to us to get others to sign on,  at the very least get the hearings we need.  Hope everyone here will help. As Kowalko just stated &#8220;wind power&#8221; was supported by 94% of Delaware and still was about to go dead! It has to be discussed on the air and everywhere we can to make sure we get the issue addressed.  Remember the State Chamber and the Public Policy Institute have 7 lobbyists to everyone of us.</p>
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		<title>By: h.</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77373</link>
		<dc:creator>h.</dc:creator>
		<pubDate>Sun, 16 Nov 2008 17:34:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77373</guid>
		<description>TT, they live longer than us because their lifestyles are much different than ours. I don&#039;t think it&#039;s the healthcare.</description>
		<content:encoded><![CDATA[<p>TT, they live longer than us because their lifestyles are much different than ours. I don&#8217;t think it&#8217;s the healthcare.</p>
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		<title>By: JohnnyX</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77342</link>
		<dc:creator>JohnnyX</dc:creator>
		<pubDate>Sun, 16 Nov 2008 14:39:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77342</guid>
		<description>Suzanne from Germany talking about teeth reminded me of my own personal story of why our insurance system is fucked up.

My wife now has two teeth implants in the front of her mouth. During her teenage years she had fake teeth attached to braces, then in early 20s had a bridge. Eventually the doctors told her bridges are not a long term solution, they&#039;ll keep breaking or having to be replaced, we recommend you get teeth implants.

This whole situation eventually led to us reading perhaps one of the most assinine things ever printed on an insurance claim form: &quot;No coverage for congenitally missing teeth.&quot;

That&#039;s right, folks, it wasn&#039;t that she was in an accident or practiced poor oral hygiene. She was missing two of her front teeth because she never had them to begin with! It&#039;s a trait that shows up in her family approximately every other generation and she was one of the unlucky ones.

Gotta love when the insurance company&#039;s attitude is &quot;Oh, you were born without two of your front teeth and all your doctors say you should get tooth implants? Sucks for you, guess you should&#039;ve had better genes.&quot;

Needless to say, we now pay the equivalent of an extra car payment every month between dentist and periodontist bills thanks to our glorious insurance system. And for any repub douchebag out there who is just itching to say &quot;But but that&#039;s a cosmetic procedure, the insurance company shouldn&#039;t have to pay&quot; - I ask you, how would YOU feel if you had a job where you regularly work with the public and receive stares from people because you have missing teeth - teeth that were never there to begin with!

I never checked, but I wonder now if the insurance company would have paid for it had the teeth been knocked out in an accident rather than been congenitally missing. Perhaps I should have &quot;accidentally&quot; smacked her in the face with a baseball bat so we could&#039;ve saved a couple grand.</description>
		<content:encoded><![CDATA[<p>Suzanne from Germany talking about teeth reminded me of my own personal story of why our insurance system is fucked up.</p>
<p>My wife now has two teeth implants in the front of her mouth. During her teenage years she had fake teeth attached to braces, then in early 20s had a bridge. Eventually the doctors told her bridges are not a long term solution, they&#8217;ll keep breaking or having to be replaced, we recommend you get teeth implants.</p>
<p>This whole situation eventually led to us reading perhaps one of the most assinine things ever printed on an insurance claim form: &#8220;No coverage for congenitally missing teeth.&#8221;</p>
<p>That&#8217;s right, folks, it wasn&#8217;t that she was in an accident or practiced poor oral hygiene. She was missing two of her front teeth because she never had them to begin with! It&#8217;s a trait that shows up in her family approximately every other generation and she was one of the unlucky ones.</p>
<p>Gotta love when the insurance company&#8217;s attitude is &#8220;Oh, you were born without two of your front teeth and all your doctors say you should get tooth implants? Sucks for you, guess you should&#8217;ve had better genes.&#8221;</p>
<p>Needless to say, we now pay the equivalent of an extra car payment every month between dentist and periodontist bills thanks to our glorious insurance system. And for any repub douchebag out there who is just itching to say &#8220;But but that&#8217;s a cosmetic procedure, the insurance company shouldn&#8217;t have to pay&#8221; &#8211; I ask you, how would YOU feel if you had a job where you regularly work with the public and receive stares from people because you have missing teeth &#8211; teeth that were never there to begin with!</p>
<p>I never checked, but I wonder now if the insurance company would have paid for it had the teeth been knocked out in an accident rather than been congenitally missing. Perhaps I should have &#8220;accidentally&#8221; smacked her in the face with a baseball bat so we could&#8217;ve saved a couple grand.</p>
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		<title>By: Mike Matthews</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77329</link>
		<dc:creator>Mike Matthews</dc:creator>
		<pubDate>Sun, 16 Nov 2008 13:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77329</guid>
		<description>Unless you have some excellent insurance, referrals are generally a must. Which means, you often have to see your GP first, pay a $20 co-pay for a silly piece of paper or a phone call referring you to a specialist. Then, you see the specialist, whose co-pay is always higher. It&#039;s a fucked up system we&#039;ve got here.

Single-payer all the way, baby!</description>
		<content:encoded><![CDATA[<p>Unless you have some excellent insurance, referrals are generally a must. Which means, you often have to see your GP first, pay a $20 co-pay for a silly piece of paper or a phone call referring you to a specialist. Then, you see the specialist, whose co-pay is always higher. It&#8217;s a fucked up system we&#8217;ve got here.</p>
<p>Single-payer all the way, baby!</p>
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		<title>By: Truth Teller</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77328</link>
		<dc:creator>Truth Teller</dc:creator>
		<pubDate>Sun, 16 Nov 2008 13:42:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77328</guid>
		<description>Just remember folks all those countries that have Universal Health care run by their Governments LIVE LONGER THAN US. Now tell me what is worth to each of you to be allowed more time in your life to spend with your grand Children.

And that stands for Cuba also</description>
		<content:encoded><![CDATA[<p>Just remember folks all those countries that have Universal Health care run by their Governments LIVE LONGER THAN US. Now tell me what is worth to each of you to be allowed more time in your life to spend with your grand Children.</p>
<p>And that stands for Cuba also</p>
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		<title>By: pandora</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77322</link>
		<dc:creator>pandora</dc:creator>
		<pubDate>Sun, 16 Nov 2008 13:08:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77322</guid>
		<description>Dana obviously has excellent insurance.  He can see who he wants, when he wants, and all is paid for.  This is not the norm in our country, and I&#039;d be very curious as to what he pays every month.

I&#039;ve already admitted that my insurance is pretty darn good, and yet, with every passing year, costs rise while services get cut.  Are you really not experiencing any of this, Dana?</description>
		<content:encoded><![CDATA[<p>Dana obviously has excellent insurance.  He can see who he wants, when he wants, and all is paid for.  This is not the norm in our country, and I&#8217;d be very curious as to what he pays every month.</p>
<p>I&#8217;ve already admitted that my insurance is pretty darn good, and yet, with every passing year, costs rise while services get cut.  Are you really not experiencing any of this, Dana?</p>
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		<title>By: Unstable Isotope</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77320</link>
		<dc:creator>Unstable Isotope</dc:creator>
		<pubDate>Sun, 16 Nov 2008 13:00:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77320</guid>
		<description>Yes, it is uncommon to be able to see a specialist without a referral.  So you have to wait to see your GP and then you have to wait to see the specialist.</description>
		<content:encoded><![CDATA[<p>Yes, it is uncommon to be able to see a specialist without a referral.  So you have to wait to see your GP and then you have to wait to see the specialist.</p>
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		<title>By: Dana</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77319</link>
		<dc:creator>Dana</dc:creator>
		<pubDate>Sun, 16 Nov 2008 12:58:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77319</guid>
		<description>Pandora: if I didn&#039;t need a note from my primary care physician to see a GI specialist, it&#039;s unlikely that my insurance provider would require one to see a cardiologist.  I &lt;i&gt;can&lt;/i&gt; imagine that the cardiologist;s office would wonder why I was making a cardio appointment without seeing a GP first; they&#039;d probably figure I was self-diagnosing via WebMD.</description>
		<content:encoded><![CDATA[<p>Pandora: if I didn&#8217;t need a note from my primary care physician to see a GI specialist, it&#8217;s unlikely that my insurance provider would require one to see a cardiologist.  I <i>can</i> imagine that the cardiologist;s office would wonder why I was making a cardio appointment without seeing a GP first; they&#8217;d probably figure I was self-diagnosing via WebMD.</p>
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		<title>By: pandora</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77311</link>
		<dc:creator>pandora</dc:creator>
		<pubDate>Sun, 16 Nov 2008 12:40:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77311</guid>
		<description>Dana,  

First, dental and eye care are their own branches, branches people add (and pay for) to their health insurance policy.  

Second, if you want to see a cardiologist, etc. you will need a referral from your primary physician.</description>
		<content:encoded><![CDATA[<p>Dana,  </p>
<p>First, dental and eye care are their own branches, branches people add (and pay for) to their health insurance policy.  </p>
<p>Second, if you want to see a cardiologist, etc. you will need a referral from your primary physician.</p>
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		<title>By: Dana</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77307</link>
		<dc:creator>Dana</dc:creator>
		<pubDate>Sun, 16 Nov 2008 08:56:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77307</guid>
		<description>Pandora asked:

&lt;blockquote&gt;Truth is… we wait for all our medical care, and a lot of times are denied care. When was the last time you saw a specialist without a referral?&lt;/blockquote&gt;

The last time I needed to see a specialist; I can make appointments directly with an ophthalmologist (last time earlier this year) or my GI specialist (last time in 2004) whenever I need to do so.  The same is true with the dentist, though most people wouldn&#039;t think of that as seeing a specialist.</description>
		<content:encoded><![CDATA[<p>Pandora asked:</p>
<blockquote><p>Truth is… we wait for all our medical care, and a lot of times are denied care. When was the last time you saw a specialist without a referral?</p></blockquote>
<p>The last time I needed to see a specialist; I can make appointments directly with an ophthalmologist (last time earlier this year) or my GI specialist (last time in 2004) whenever I need to do so.  The same is true with the dentist, though most people wouldn&#8217;t think of that as seeing a specialist.</p>
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		<title>By: Brian Shields</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77303</link>
		<dc:creator>Brian Shields</dc:creator>
		<pubDate>Sun, 16 Nov 2008 05:15:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77303</guid>
		<description>If alot of the problem is high premiums due to the low number of insured in the group... why not have a system, which is the same as it is now, but just have anyone who wants to sign up for it eligible. 

Make Delaware one large group policy. Yes, we all pay our premiums and copays, but the group bears the burden, and it pays for itself. No taxpayer money.</description>
		<content:encoded><![CDATA[<p>If alot of the problem is high premiums due to the low number of insured in the group&#8230; why not have a system, which is the same as it is now, but just have anyone who wants to sign up for it eligible. </p>
<p>Make Delaware one large group policy. Yes, we all pay our premiums and copays, but the group bears the burden, and it pays for itself. No taxpayer money.</p>
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		<title>By: Miscreant</title>
		<link>http://www.delawareliberal.net/2008/11/15/this-is-the-difference-between-healthcare-and-health-insurance/#comment-77302</link>
		<dc:creator>Miscreant</dc:creator>
		<pubDate>Sun, 16 Nov 2008 05:03:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.delawareliberal.net/?p=7752#comment-77302</guid>
		<description>While in Canada this summer I had a discussion with a new acquaintance about their healthcare system. While he said it seemed to work well in terms of getting inexpensive medical treatment in a timely fashion, he had real concerns about the quality of the service. Apparently, medical professionals were migrating south to the USA in droves because they can make more money here than in Canada. This confirmed a conversation I had with a nurse at PGH in Salisbury a couple of years ago. She told me that she and six of her classmates came here for the same reason.</description>
		<content:encoded><![CDATA[<p>While in Canada this summer I had a discussion with a new acquaintance about their healthcare system. While he said it seemed to work well in terms of getting inexpensive medical treatment in a timely fashion, he had real concerns about the quality of the service. Apparently, medical professionals were migrating south to the USA in droves because they can make more money here than in Canada. This confirmed a conversation I had with a nurse at PGH in Salisbury a couple of years ago. She told me that she and six of her classmates came here for the same reason.</p>
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